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Retail Lending Portal
Loan-Score’s Retail Portal solution combines the functionality of its PowerPricer™ product-pricing engine with its enterprise-class AUS to render precision-based decisioning that your loan officers can count on.
Our Retail Portal solution is an integrated POS decisioning platform that completely automates the front-end origination process at the point-of-sale from application through credit management, product and pricing determination, and AU decisioning to fulfillment for retail loan officers.
Loan-Score’s retail solution will empowers your LO's with the necessary decisioning tools to instantly build an accurate credit profile, offer "best fit" products and pricing, and receive AU 'approvals,' near misses, conditions and exceptions. Collectively, this instant, intelligent POS decisioning solution enables LO's to sell more competitively and close more loans at the initial point of borrower contact.
Because the solution is modularized, it supports a lender’s unique business requirements, and because its core architecture is pre-built and out-of-the-box, it can be quickly and easily implemented using configuration tools.
The solution offers a robust POS automation system designed specifically for retail loan officers and underwriters that results in increased productivity, reduced costs, a higher pull-through rate and steady lender growth.
Loan-Score offers its clients the option to utilize our team of experienced analysts to maintain pricing and rules to ensure accuracy. Or, you can use your own in-house staff with their own staff, or they can let our clients can switch between models at any time.
Robust POS Tools
Marketplace conditions dictate that now more than ever lenders must go above and beyond to help LOs close more loans.
Loan-Score’s Retail Portal not only offers powerful decisioning, but also key functionality such as sophisticated credit/debt management tools that allows LOs to play a more consultative role with borrowers by empowering them to manage trade lines and pay down or off debt to achieve the best-fit program and pricing. Additionally, explanations are returned outlining why a borrower did or did not qualify for a product. LOs always have up-to-date visibility of their entire pipeline, easy access to loan status, and AU approvals including conditions/stips and exceptions. Today’s loan officers need an arsenal of POS tools to help them close borrowers.
- Admin counsel allows for control over displays, security controls & permissions
- Portal can be configured to offer a simple PreQual or a fully underwritten decision
- Provides instant determination of “best-fit” products/pricing based on borrower motivation
- Provides loan deal structuring, real-time loan status and rate-lock capability
- Manages borrower debt by allowing individual trade lines to be paid off or paid down
- Advanced underwriting workbench and conditions management
- Sophisticated credit and debt management
- Returns full risk-based pricing for 1st, 2nd and combo loans
- Integrates with any LOS or 3rd party application
- Eliminates the manual entry of data into your LOS
- Next Steps
- Contact Us